Thirty-two endorsements are altered by or introduced in ISO’s upcoming commercial property filing. Some changes are made to assure the specific endorsement dovetails with changes in a coverage form (see last week’s email); other endorsements alter coverage grants; and some are new (and very important).  Each endorsement is discussed in this article.

Insurance Services Office’s (ISO’s) form and endorsement filing is actually quite fascinating. The commercial property changes presented in this filing begin taking effect on April 1, 2013 (effective dates differ by state). This presentation of this filing is split into two parts; this first part discusses changes to various policy forms. Part two of this article (expect to see it next Wednesday) introduces and discusses changes being made to various endorsements.