Condominium and other Homeowner Association, no matter what type, need Director & Officer Liability coverage. Unfortunately not all policies are created equal and not all boards feel coverage is necessary.
What do one of the world's leading retailers have in common with a professional baseball team and the dentist's office across the street from your office? The answer is that they have all been recent victims of a cyber-attack.
Insurance Services Office (ISO) filed 11 form changes, 70 endorsement changes, and added six new endorsements in its 2013 commercial general liability (CGL) filing. Obviously, there is a lot new for the coming year.
Employers' Liability protection is often overlooked or just plain ignored by many agents and brokers. The gaps filled by this coverage are too important to act carelessly when planning this protection.