Coverage Analysis
Personal Umbrella Policies
Personal Umbrella insurance policies provide protection in the event of the proverbial "rainy day."
Coverage Triggers: Occurrence vs. Claims Made Liability Coverage
Liability protection can be provided by either an “occurrence” trigger or a “claims made” trigger. Learn the coverage triggers for both “occurrence” and “claims made” forms.
Secrets of Condos Property / Liability
Learn the key issues regarding the insuring of condominiums to avoid holes in either the association’s or unit owner’s coverage.
ISO's New CGL and AI's: Trap or Treat?
Regular Price: $129.00
Special Price: $89.00
With the launch of ISO's first significant revision to the CGL program in six years,provisions affecting Additional Insureds in both the standard CGL and AI endorsements may be the most crucial for agents and insureds to understand.
Insured Status in the Homeowners Policy: Who IS an "Insured" and Who can be Added
There are four “levels” of “insured” status in the Homeowners Policy, and the breadth of protection narrows as an individual moves from one level to another.
5 Most Misunderstood Homeowners Coverage Concepts
Five short webinars that go over Homeowners hot topics: Eligibility, Various Forms, Insured Status, Special Limits and "Guaranteeing" Replacement Cost Protection in the Homeowners Policy.
"Special Limits" of Coverage in the Homeowners Policy: An E&O Trap
The Homeowners Policy lists specific types of personal property and places a specific limit of coverage of such property – usually low compared to the actual exposure the insured has.
Who or What is Eligible for a Homeowners Policy
Just who or what does qualify for one of the six Homeowners coverage forms? The main key is occupancy, the other key is what is being occupied.
Comparing the Various Homeowners Forms
How does the HO-2 Broad Form differ from the HO-3 Special Form? How does the HO-3 differ from the HO-5 Comprehensive Form? And how to all the forms differ from the HO-8 Modified Coverage Form?
“Guaranteeing” Replacement Cost Protection in the Homeowners Policy
Two endorsements are available to “guarantee” replacement cost protection to the insured following a loss.
