Insurance Training Course Catalog
5 Most Misunderstood Homeowners Coverage Concepts
Five short webinars that go over Homeowners hot topics: Eligibility, Various Forms, Insured Status, Special Limits and "Guaranteeing" Replacement Cost Protection in the Homeowners Policy.
"Special Limits" of Coverage in the Homeowners Policy: An E&O Trap
The Homeowners Policy lists specific types of personal property and places a specific limit of coverage of such property – usually low compared to the actual exposure the insured has.
Who or What is Eligible for a Homeowners Policy
Just who or what does qualify for one of the six Homeowners coverage forms? The main key is occupancy, the other key is what is being occupied.
“Guaranteeing” Replacement Cost Protection in the Homeowners Policy
Two endorsements are available to “guarantee” replacement cost protection to the insured following a loss.
Insured Status in the Homeowners Policy: Who IS an "Insured" and Who can be Added
There are four “levels” of “insured” status in the Homeowners Policy, and the breadth of protection narrows as an individual moves from one level to another.
Comparing the Various Homeowners Forms
How does the HO-2 Broad Form differ from the HO-3 Special Form? How does the HO-3 differ from the HO-5 Comprehensive Form? And how to all the forms differ from the HO-8 Modified Coverage Form?
What to Know about Security and Privacy and the Policies that Insure it
This webinar explores the history of and need for the one of the fastest growing coverage segments in the insurance industry – Cyber Risk.
Workers Compensation Combinability
The idea of combinability seems rather simple, the mechanism of combinability can be rather complex. Who is combinable? How many ways is “majority interest” created? Who should make the final decision regarding combinability?
The Agent's Role in Enterprise Risk Management
Can or should agents consider themselves the insured’s “risk manager?” Can or should agents claim to provide “Enterprise Risk Management” services?
The Past, Present and Future of the National Flood Insurance Program
The National Flood Insurance Program, established in 1968, is the United States Federal Government's largest and most significant intervention in the personal lines insurance market.
