Insurance Journal's Academy of Insurance
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While modern day green buildings have been around for decades, green property endorsements have only been on the market since 2006.
In chronological order, green buildings came first. Then, green rating programs were created and followed by green endorsements. While modern day green buildings have been around for decades, green property endorsements have only been on the market since 2006. It is true that the building industry is years ahead of the insurance industry in terms of participation, education, creating products, and marketing “green”. Not to worry though as this order of things were necessary. Green buildings and green rating programs had to be first or else why are we creating products for risks which don’t exist? Today, the insurance industry has developed products especially for these unique risks. Here in the United States, our industry is revving up to the challenge of insuring green risks. In this course, the attendee will become familiar with generic but critical elements of green endorsements on the market, potential limitations, and categories of coverage. In addition, they will hear the four coverage scenarios where ‘green’ issues can surface following a property claim. This course will show examples on how a LEED building (or any other rated risk) can be impacted by green coverage and without green coverage. This course will also give examples on how a traditional building can be upgraded with green components via green endorsements. Benefits to both insured and insurer will be looked when going green as well as the class will discuss how green endorsements help turn negatives into positives. Some past lost opportunities in claims will be observed. Participants of this webinar will:
This is also Part 3 in our 4-part Green Risk for Buildings and Materials series.
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