Insurance Journal's Academy of Insurance
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Make sure your clients are covered for that vacation they've been looking forward to all year!
Vacation… A time your clients look forward to all year! Whether in the sun and sand or on the snow slopes, there are plenty of situations where “insurance” and “coverage” will sneakily appear. Many times your clients think they are covered under their homeowners policy, but…are they??
If someone in their family causes damage to the condo they rent, does their HO policy cover that damage? What if they rent a jet ski and accidentally hit another one? Does their HO policy cover that? How about renting a car – do they need the Loss Damage Waiver form the rental agency pushes on them? After all, they have pretty good auto coverage on their personal vehicles…
And nowadays in the era of AirBnb and VRBO, there are lots of options of places to rent and even renting out your home to help pay for your vacation! BUT, does your homeowners policy cover you under these circumstances?
What participants will learn: