Academy of Insurance
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Rarely does any insurance practitioner, even hard core ones, undertake to read an entire policy.

Generally a specific answer is being sought or a problem is being researched requiring review of only individual parts of the coverage form and/or its applicable endorsements to develop the required answer or opinion.

Join Academy of Insurance this Thursday for a webinar explaining each of these 12 rules.

Whether reading an entire policy or only sections, 12 specific "rules" can be applied in reading the policy form to make finding the needed answer easier and quicker.

These are not shortcuts to reading the policy, as there is no shortcut to reading any legal document, just pointers towards correct policy interpretation and application.

Twelve Rules for Reading an Insurance Policy
  1. Ascertain who qualifies as an insured.
  2. Annotate the policy form.
  3. Confirm all forms and endorsements are attached.
  4. Read the Insuring Agreement first.
  5. Read the exclusions.
  6. Read the exceptions to the exclusions.
  7. When the policy refers to another section, read that section immediately.
  8. Pay attention to the conjunctions used in a list.
  9. Pay attention to key words and phrases.
  10. Read and understand the definitions of specifically defined terms.
  11. Understand and make sure all the policy conditions have been met.
  12. Confirm the coverage limits are adequate for the loss.
This Thursday, Academy of Insurance and instructor Christopher J. Boggs host a webinar explaining each of these rules and detailing several of them.

Click here to reserve your spot »

In addition to these rules, the webinar explores why exclusions exist and the various classes of exclusions found in most property and casualty policies.

Does Coverage Exist Flowchart

flowchart

Would you like to see more like this?

Register today to join us for this live webinar!
(plus, all registrants will receive the recordings for anytime viewing)

Register today »

register now or learn more

save $30 when you register today
   
This Thursday!

Join Insurance Journal's Academy of Insurance and expert educator Christopher Boggs for this live class:

Chris Boggs
Instructor:
Christopher Boggs

What: Live Webinar + Q&A
When: Thursday, Jan 8
Time: 10:30am Pacific
Length: 1 Hour

Register Today »

 
 
 
Have questions or need help?
Send an email to webcasts@insurancejournal.com
or call Barbara at 800-897-9965 x166.
 
 


 
 

Upcoming webinars:

 
 
 
 

How to Read and Understand ANY Insurance Policy

 
 
  new course
  Live Webinar + Q&A
January 8, 2015

Learn the rules of reading insurance policies and why exclusions and exceptions exist.

register now


 
 
 
 

Indemnity Contracts and Insurance Policies: Lookout for Trouble!

 
 
  new course
  Live Webinar + Q&A
January 15, 2015

How does your client's insurance policy respond to promised indemnification? Does the insurance policy finance everything your client's promise?

register now


 
 
 
 

Preparing Your Clients for the Worker's Compensation Premium Audit

 
 
  new course
  Live Webinar + Q&A
January 22, 2015

January 1 is the single biggest day for renewing workers' compensation policies. The premium audit follows right behind. Experience shows that more than 75 percent of premium audits are incorrect, most to the detriment of your clients.

register now


 
 
  Guarantee  
No Risk, Money Back Guarantee.
It's simple. We know you're going to appreciate the value of the training you receive. If you're not completely satisfied with the training, just contact us and we'll promptly issue you a full refund.
 



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