Insurance Journal's Academy of Insurance
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Most of us are aware of the importance of providing "discrimination" coverage for our business clients and need to check carefully if the Personal Injury section of the CGL includes coverage and how it is defined. But what about Third Party Discrimination... are you providing that coverage, as well?
Substantial attention is paid to the employer-employee relationship and the important of providing "discrimination" coverage under the EPLI policy. But what about Third Party Discrimination suits arising out of:
This is the "forgotten" coverage that CAN be included on the EPLI by endorsement.
Your E & O coverage cannot be the coverage of last resort.