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What has ISO Done to Us?

ISO commercial property casualty form changes

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Quick Overview

Insurance Services Office (ISO) has made major changes to its key commercial lines coverages for the first time in several years. Existing forms and endorsements have been altered or removed completely, and several new forms and endorsements are introduced in these major filings. The following pages highlight and even detail ISO’s Commercial Property, Commercial General Liability, Commercial Auto, and Businessowners Program filings.

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Insurance Services Office (ISO) has made major changes to its key commercial lines coverages for the first time in several years. Existing forms and endorsements have been altered or removed completely, and several new forms and endorsements are introduced in these major filings. The following pages highlight and even detail ISO’s Commercial Property, Commercial General Liability, Commercial Auto, and Businessowners Program filings.

Remember to check the edition date of the forms and endorsements being reviewed. If the prior edition date is still in use, the changes and additions detailed in this article do not apply. Only when the most recent edition date is in use (the 2013 edition) does this information apply.

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