Your insureds, the NFIP, ISO, AAIS and DIC policies each define "Flood" differently. What your insured considers a "flood" may simply be considered water damage in insurance language. But even ISO and AAIS manage "water damage" loss differently.

What is a "flood?" How does each policy respond to a flood loss? How do the various policies respond to other water-related damage such as sewer and drain backup, and water seepage?

*This webinar is commercial lines focused.

In this session we discuss:

• What constitutes a "flood" in each of the relevant policy forms;
• How these forms are alike and differ regarding the breadth of coverage or application of exclusions;
• The various coverage gaps you MUST consider; and
• A few key flood-specific definitions.