This course will examine actual claims that have occurred that reveal potential coverage gaps in the Business Auto Policy.  These gaps are often times overlooked.  We will discuss solutions to the problems where an insurance solution exists.

Students should leave learning the following:

• Symbols 2, 8 and 9 DOES NOT equal Symbol 1.
• Who is an insured, but also, who is NOT an insured
• Employees as Insured Endorsement and when it should be used
• Employee Hired Auto Endorsement and when it should be used
• The downfalls of Drive Other Car (DOC)