There are four "levels" of "insured" status in the Homeowners Policy, and the breadth of protection narrows as an individual moves from one level to another. The four levels are:

1. Named insureds;
2. Automatic insureds;
3. Extended insureds; and
4. Additional insureds.

Two of the questions answered by this class are: Who falls into each "level?" and When is protection granted to an "insured" within the specified "level?"

This class also details:

• Who is "You" in the policy and how much coverage do they have;
• What constitutes a "resident relative;"
• Who can be added to the Homeowners Policy as an Additional Insured, the list may surprise you.

This class is 15 minutes.