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"Special Limits" of Coverage in the Homeowners Policy: An E&O Trap

Special Limits of Coverage in the Homeowners Policy

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Quick Overview

The Homeowners Policy lists specific types of personal property and places a specific limit of coverage of such property – usually low compared to the actual exposure the insured has.

$14.00

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Duration 0.2 hours
Location Online Webinar
Formats On-Demand
Instructor Christopher J. BoggsChristopher J. Boggs

The Homeowners Policy lists specific types of personal property and places a specific limit of coverage of such property – usually low compared to the actual exposure the insured has. Additionally, these "special limits" are WITHIN the Coverage C (personal property) limit not in addition to the limit. Such limitation can create an E&O trap for the agent.

However, these limits can be increased – well, most of them can. This class:

  • Details the special limits found in the Homeowners Policy;
  • Explains how the limits can be increased; and
  • Lists the special limits that cannot be increased.

This class is 10 minutes.

$14.00
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