As the Worker Comp market tightens and changes, it is likely larger employers will assess alternative financing mechanisms, such as Large Deductible Plans.

For larger and better performing employers, Guaranteed Cost Workers' Compensation Policies may be the most expensive and inefficient way to finance the cost of injuries. However, employers and their agents must understand the risks and benefits of Large Deductible Plans.

They are not always what they appear to be and it is critical for employers to make informed risk management decisions before entering into these plans.

In this session, participants learn:

• The Structure of Large Deductible Workers' Compensation Plans
• Which Employers are Best Suited for Large Deductibles
• How to Determine Risk Retention
• How to Assess and Negotiate Contract Terms
• How to Manage Allocated Loss Adjustment Expenses