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Does Lessor's Risk Mean Less Risk?

Does Lessor's Risk Mean Less Risk?

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Quick Overview

Does lessor's risk really mean less risk? Sometimes it does and sometimes it doesn't.


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Duration 1 hour
Location Online Webinar
Formats On-Demand
Instructor Chris BehymerChris Behymer

Lessor's risk only (LRO) or landlord insurance is a classification used by agents and insurers for property owners that lease all or a substantial portion of the buildings they own to others. The basic premise is the building owner insurers the value of the building and liability associated with the common areas and the tenants insure their contents and liability on their own policy. Pretty simple, right?

At the conclusion of the webinar, you will know:

  • Property and liability exposures faced by LRO building owners.
  • The benefits of having building tenants name the owner as an additional insured and why this is important from both an underwriting and pricing standpoint.
  • Property and liability underwriting considerations and questions that the agent will be asked about the risk and why.
  • Special challenges faced by some of the more difficult tenant exposures (bars, nightclubs, marijuana dispensaries, etc.).

Throughout our session, we will use claim and coverage related examples to illustrate some of the things that can go wrong when steps in the underwriting process are overlooked.

So, back to the question at the beginning. Does lessor's risk REALLY mean less risk? Sometimes it does and sometimes it doesn't. Register now to find out the details.

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