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1 October
Frederick Fisher
When insurance companies are run by MBAs rather than CPCUs, sometimes the mission can be sacrificed in search of a profitable bottom line. The problem with chasing the bottom line is that often the quality of the product can be left behind. Staffing ...
6 October
Brought to you by Neptune Flood. In this session, Jean-Luc Eckstein, Chief Customer Officer of Neptune Flood, brings us what we need to know to write flood. Join us for this live, sponsored session.
8 October
Joe Harrington
Non-profit entities form much of the backbone of many support services in the US. These non-profits face similar struggles as for-profit businesses do, except that they often don't charge for products, they rely on the generosity of donors; donors of...
15 October
John Brunette
As the insurance industry continues to evolve with Artificial Intelligence (AI) taking on more and more tasks, the process of what AI can do well still has limitations. Simply put, there are some issues that still require the "human touch", and...
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50 E&O Tips You Should Never Forget
Read NowThe Insurance Professional's Practical Guide to Workers' Compensation: From History through Audit
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*Click on an instructor's headshot to view their bio.
Patrick is the Director of Education at Insurance Journal’s Academy of Insurance, bringing together his deep industry know-how and love for teaching. He began his insurance career as a commercial underwriter for an MGA, focusing on niche markets like fire departments, ambulance companies, and home medical equipment dealers. It didn't take long for him to discover his knack for educating others, and soon he was designing and rolling out a new underwriter training program. He then became a trainer at one of Florida’s largest property insurers, training underwriters, agents, and claims professionals.
Patrick has written numerous articles for Insurance Journal and My New Markets and is the co-author of Risk-Proof Your Business - The Complete Guide to Smart Insurance Choices. He speaks to audiences online and in-person all over the United States, including insurance professionals, the insurance curious, commercial lending professionals, and insurance executives from other countries. He is a collector of industry designations, including CPCU, ITP, CIC, and CRM, highlighting his dedication to lifelong learning.
When he's not immersed in the world of insurance, Patrick loves hitting the road with his bride, spending time with his family, and helping his adult sons navigate the rollercoaster ride of adulthood.
Kathy Ryan, SPHR, is an award-winning author and owner of Pinnacle Coaching Group, LLC. Over the last 30 years, Kathy has influenced thousands of people in the business and non-profit sectors through her coaching, consulting, speaking and on-site training. Her expertise covers a wide range of subjects including leadership, communication, human resources management, team dynamics, and performance management.
Kathy earned her B.A. degree in psychology and history from Dickinson College in Carlisle, Pennsylvania and has been awarded a lifetime certification as a Senior Professional in Human Resources (SPHR) from the Society for Human Resources Management. She has experience working with diverse industries including insurance, hospitality and entertainment. She is certified in the use of the Myer-Briggs Type Assessment (MBTI), as well as a number of other assessments and tools to support development.
Kathy is author of the book, "You Have to Say the Words" An Integrity-Based Approach for Tackling Tough Conversations and Maximizing Performance, which won a Royal Palm Literary Award from the Florida Writers Association. Her interactive training program based on the book has helped thousands of managers to improve their coaching skills and drive performance. Her articles on leadership and other personal development topics have been published in numerous magazines including the Insurance Journal. You can follow Kathy’s blog, Inspired Leadership, at www.CoachKathyRyan.com .
Frederick J. Fisher, J.D. is currently the President of Fisher Consulting Group, Inc. and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and was an original Member of the Executive Council, School of Professional Lines sponsored by the Claims & Litigation Management Association and is an Instructor for the Academy of Insurance.
Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 51-year career in Specialty Lines Insurance. In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company, continued with claims, while expanding the firm’s services to include qualitative claim auditing, risk management & loss control services, and acting as a TPA. In only 4 years, the annual billings increased by 400%. His claim auditing techniques and recommendations resulted in substantial client savings (including the SCRTD now known as the Los Angles MTA). Many Insurers and self-insureds adopted not only the performance standards raised in the audits but adopted his recommended Attorney Management Guidelines as a base, which are still in use today by many major insurers.
In 1995, he formed what was known as ELM insurance Brokers, a firm that has acted as an MGA and Wholesale Broker of Professional Liability Insurance and Specialty Lines. From nothing, the firm grew rapidly to a $30 Million dollar facility when sold in 2008. He has lectured extensively on professional liability issues since 1978 and authored over 80 articles in trade journals and periodicals. He is the author of BROKER BEWARE, Selling Real Estate within the Law, and Claims Made Insurance: The Policy That Changed the Industry. The Insurance Journal called it an “irreplaceable classic”. He designed a program to conduct on-site pre-underwriting risk management assessments of a clients' professional liability exposures. In 1993, he was elected to the Professional Liability Underwriting Society (PLUS) Board of Trustees. After serving in all Officer capacities, he was elected President in 1997. In 2019, PLUS bestowed him with the Founders Award for his lasting and outstanding contributions to PLUS. He remains a Special Materials Expert for several RPLU courses and is the Senior Technical Advisor for The Professional Liability Manual, first published by the International Risk Management Institute in 1990. He has taught over 180 CE classes and lectures. He testifies regularly as an expert witness in cases dealing with the duties and obligations of professionals as well as on coverage and claims-made issues. Most recently, his Current company, Fisher Consulting Group, Inc. successfully applied for and received trademark status on his well known phrase “The Gotchya’s That’ll Getchya” ®.
Nancy Germond is the Executive Director, Risk Management and Education, for the Independent Insurance Agents & Brokers of America, the “Big I.” She is located in Phoenix, Arizona. With almost four decades of risk management experience, her unique insights and abilities help businesses better understand and manage their risk. Nancy has authored scores of risk management-related articles, and white papers and has consulted and presented to public-sector and private-sector insurance organizations. She is a licensed P&C agent and adjuster.
A second-generation insurance professional, Nancy was the first risk manager of the City of Prescott, Arizona, and has worked in the private and public sectors as a claim and risk manager. Nancy holds a B.A. in Communication from Mills College and a Master’s degree in sociology from Lincoln University. She also holds the Associate in Risk Management, the Associate in Claims designation from the Insurance Institute of America, the Insurance Training Professional Designation from the Society of Insurance Trainers and is a Senior Professional in Human Resource Management.
Chris Burand is the Owner/Founder of Burand & Associates, LLC. Chris is the only insurance agency consultant with an Institute of Business Appraiser’s Certified Business Appraiser Accreditation and one of the very few who are certified by the two largest E&O carriers to provide audits for agencies. With more than 35 years of experience in the insurance industry, Chris is acknowledged as a leading consultant and is a nationally recognized speaker and author. His broad experience and wealth of knowledge have enabled him to work with hundreds of agencies, taking great care to learn the client’s goals and understand their needs while developing a solution for their specific situation.
Chris combines education, experience, and knowledge from multiple perspectives at proven levels that few other consultants or educators can provide. This enables Chris to provide holistic solutions. Chris’s services help agencies, individuals, and carriers identify strengths and opportunities, optimize productivity and profits, implement real-world strategies, leverage resources, and develop realistic plans of action in order to maximize profitable growth.
Chris established Burand & Associates in 1992 (originally known as Growth Planning). As a consultant, Chris has consulted with hundreds of agencies and many major insurance carriers. He built and now facilitates two insurance agency networking associations. He is also a featured speaker across the continent. To date, he has presented more than 400 seminars and educational programs, and his articles have also been published more than 500 times. He is a monthly columnist for The Insurance Journal, a past columnist for American Agent & Broker for eleven years, and his articles have appeared in Rough Notes, The National Underwriter, A.M. Best, many regional insurance publications, and many other trade publications. He also publishes Burand’s Insurance Agency Adviser for independent insurance agents.
Areas of Expertise
Insurance Agency Appraisals: Chris Burand’s professional services include appraisals for Acquisitions and Sales, Buy/Sell Agreements, Mergers, Dissolutions, and Perpetuation Planning.
Contingency Contract Analysis: Contingency contracts offer opportunities to increase compensation through negotiations and strategically placing business. Chris Burand’s Contingency Contract Analysis® service provides the information agents need to take advantage of those opportunities.
Note: Chris Burand and Burand & Associates, LLC are advocates of agencies which constructively manage and improve their contingency contracts by learning how to negotiate and use their contingency contracts more effectively. We maintain that agents can achieve considerably better results without ever taking actions that are detrimental or disadvantageous to the insureds. We have never and would not ever recommend that an agent and/or agency implement a policy of, or otherwise advocate, increasing its contingency income ahead of the insureds’ interests.
PEP® (Productivity Enhancement): Chris’s innovative statistical algorithm method for identifying procedural consistency, compliance, activity cost, and opportunity cost savings.
Carrier MD® Stability Analysis: A unique analytical method for creating opportunities to learn negotiating points and insurance carrier stability from an agency’s perspective.
Producer Compensation Plans: Chris Burand develops plans that increase profits and motivate producers.
Chris Christian stumbled into insurance in 1985 as a temporary employee at GAF Insurance Services, a bank-affiliated insurance agency in San Diego. After six years with GAF, Chris moved to the carrier side, opening the San Diego branch office of RLI Corp, an underwriter of specialty lines of insurance. The San Diego office was dedicated to Directors and Officers Liability coverage, and was the launching pad for Chris’s specialization in professional liability.
Chris left RLI in 1997 to establish her own underwriting facility at London American General Agency and branched out thereafter into professional liability broking.
Chris joined U.S. Risk in November of 2005 and six months later relocated herself, her significant other, and 26 animals to Tennessee, where she continues her pursuit of the art and science of professional liability broking, and contributes to the industry as a frequent speaker, author and association participant.
Celebrated keynoter, facilitator, author and ICF-certified workplace productivity and business leader coach, Marsha Egan is devoted to energizing people to make the best use of their time so that they can lead their lives and achieve great stuff.
Focused on enabling growth through people, she applies her experience and skills to helping her clients achieve their personal, professional, and organizational goals.
Marsha Egan, CPCU, CSP, PCC, is CEO of the professional coaching firm, The Egan Group, Inc, which she started. She is an ATHENA Foundation Award recipient, one of PA's 50 Best Women in Business, and past president of the CPCU Society. A 25-yr. veteran of corporate & volunteer America, Ms. Egan intuitively reinvents leadership, by igniting leaders and entrepreneurs with positive change, interpersonal impact and innovation.
Nick Kormos joined MarshBerry as a Senior Sales Management Consultant in 2013. In 2015, he was promoted to Vice President and Unit Leader of MarshBerry’s Sales Performance division, which is now the most rapidly growing division in MarshBerry Consulting Services. His team focuses on producer training/coaching and agency sales culture development through deployment of the MarshBerry Selling System that was built by the industry’s top producers.
Nick has over 14 years of sales and sales management experience, and he has completed several years of formal sales training courses. Prior to joining MarshBerry, he spent more than six years of his career in production and management roles at an independent insurance agency. He has earned his professional insurance designations of Certified Insurance Counselor (CIC) and Certified Professional Insurance Agent (CPIA). Nick holds a bachelor’s degree in business administration with a minor in interpersonal communication from Ohio University.
Nick’s approach with producers and agency management is focused on building a process, not just an end goal. His team manages and coaches producers with experience levels ranging from brand new to industry veterans who are trying to get over their book growth plateaus. In his time at MarshBerry, Nick has coached hundreds of producers and spent time in dozens of agency offices working closely with leadership to drive change and sustainable growth.
He has been a keynote speaker at insurance carrier conferences, agency sales summits, and insurance association events including the Worldwide Broker Network as well as state Big I meetings. He has presented on a multitude of topics surrounding agency growth, sales culture, producer sales tactics, and organizational infrastructure. He also leads and facilitates SalesPro training sessions, organic growth seminars, and CEO Peer Exchange groups hosted by MarshBerry.
Crystal is an insurance lawyer who is passionate about elevating the expertise of lawyers and insurance professionals on the ever-changing issues in our industry. Crystal is the owner of Clarity Education and Consulting, LLC where she creates meaningful educational experiences for insurance agents, lawyers, and claims professionals. Crystal also works in the Claims Department at a mutual insurance carrier. Crystal is responsible for supervising first and third party property litigation for the carrier and its insureds. She also works directly with claims professionals to find the best solution to avoid litigation and with the underwriting department to develop and update coverage forms.
Crystal earned her juris doctorate in 2007 from the University of Wisconsin Law School (magna cum laude, Order of the Coif). She earned her Certified Property Casualty Underwriter designation in 2017.
Richard S. Pitts is Vice-President and General Counsel to Arlington/Roe & Co., Inc., an insurance brokerage and managing general agent headquartered in Indianapolis. Rick also serves as general counsel to the Independent Insurance Agents of Indiana, Inc. As counsel to the “Big I,” Rick speaks annually at the association’s New Laws Seminars and teaches various seminars on insurance and employment related matters. Pitts has also presented continuing education seminars to insurance professionals in Illinois, Ohio, Kentucky, and Tennessee.
Rick is a 1983 graduate of Wabash College and a 1986 graduate of Indiana University School of Law – Indianapolis. Pitts clerked for the Honorable Patrick D. Sullivan, a judge of the Indiana Court of Appeals in 1986-87. Rick is admitted to practice before Indiana state and federal courts, the United States Supreme Court and the United States Court of Appeals for the Seventh Circuit and is a member of local, state and national bar associations. Pitts has tried cases and participated in over seventy appeals.
Pitts has served as a panelist and lecturer on a variety continuing education subjects, including the Americans with Disabilities Act, “Mold: Issues Under the Microscope” for the Indiana Continuing Legal Education Forum (ICLEF), and “Insurance Issues for Builders” for the Indiana Builders Association. Rick has also served as chair of several of ICLEF’s seminars, including “Advanced Corporate Practice,” “Privacy Law,” and “Insurance Coverage Issues.” Rick has also presented seminars on “Insuring Fiduciary Exposures,” “Insurance Coverage Disputes,” and “Agency Succession and Perpetuation,” for the Independent Insurance Agents of Indiana, 2007. Pitts has co-authored two articles appearing in the Indiana Law Review.
Precious Norman-Walton is the President of Lovejoy Risk Management Corp, out of Dallas, TX. With over 15 years of insurance industry experience, she has served in Personal Lines Claims, Commerical Underwriting, and Agency Management.
Prior to her current role, Precious was Vice President of Account Management for Insureon, Vice President of Agency Operations of Lucky Truck, and Chief Operating Officer for Diamond National Insurance Advisors. She has also served as the President of the Dallas Chapter CPCU Society in 2020.
Precious Norman-Walton holds active licenses as a Risk Manager, Property & Casualty Agent, Life & Health Agent, and All Lines Adjuster, as we as six insurance designations and is a SHRM Certified Professional in Human Resources.
Hayden Kopser serves as President of North Improvement, LLC, a boutique P&C brokerage catering primarily to the complex needs of HNW clientele. Hayden specializes in using his mobile app development background to help protect clients' assets and reputations from modern risks like Cyberattacks and online fraud. Prior to founding his firm, Hayden served as a Senior Underwriter at AIG Private Client Group (PCG) where he also oversaw PCG’s Cyber insurance offering. Outside of his insurance work, Hayden is a novelist, having published his debut novella 'Masha' in June of 2021.
Brenda Powell Wells holds both a Bachelor of Business Administration and a Ph.D. in Risk Management and Insurance from the University of Georgia. She holds the Chartered Property and Casualty Underwriter (CPCU), Accredited Advisor of Insurance (AAI), Construction Risk Insurance Specialist (CRIS), and Cannabis Insurance Coverage Specialist (CICS) designations. She also holds a graduate certificate in Business Analytics from East Carolina University.
Brenda has spent over 39 years studying and teaching risk management and insurance. She serves as the director of the East Carolina University College of Business Risk Management and Insurance program, and she is the Robert F. Bird Distinguished Professor of Risk Management and Insurance. She is also the chairperson of the Department of Finance and Insurance, beginning July 1, 2022.
Brenda is a private consultant to the insurance and risk management industry. A sought-after public speaker, Brenda can educate and entertain groups of all sizes and backgrounds. She has served as an expert witness and consultant on several court cases. Her consulting firm—Risk Education Strategies--offers agency management consulting, custom seminar delivery, preparation of expert opinions and testimony, continuing education course delivery, agency valuation, and risk management audits. Brenda’s expertise is in property-casualty insurance, and she also has experience in life insurance twisting/churning cases.
Brenda has a long history of forming, supporting, and mentoring student organizations and has a wide range of experience in public relations and fundraising. She is the founder of the Texas Risk and Insurance Professional Society (TRIPS), a non-profit entity that supports insurance education (dissolved in 2026 after a good long run!) She has a career fundraising total of well-over $4 million.
Brenda has published numerous research articles in a variety of academic and professional journals. Her current research interests are varied. They include marijuana legalization and the insurance industry, diminished value in automobile insurance, and insurance education. Her publication in Journal of Insurance Issues on marijuana legalization and its impact on property-casualty insurance is considered the seminal paper in this field.
Brenda is a member of the American Risk and Insurance Association (ARIA), Western Risk and Insurance Association (WRIA) and the Southern Risk and Insurance Association (SRIA). She is a past-president of SRIA and WRIA. She is a Professional member of the American Association of Insurance Management Consultants (AAIMCo).
Brenda resides in Chocowinity, NC, with her rescue dog, Tito.
Chantal M. Roberts, CPCU, AIC, RPA is dedicated to providing trustworthy, valuable assistance in order to give her clients a clear understanding of claims standards and practices. She has over 20 years’ experience as an adjuster. As an expert witness, she strives to turn this complex topic into an easy-to-understand concept.
Chantal’s background also includes educating claims departments and overseeing adjuster training. Due to her excellent reputation in the industry, Chantal had the privilege of speaking at the Western Zone Committee Meeting of the NAIC (National Association of Insurance Commissioners) and three CPCU Society chapter meetings. She routinely speaks at universities and at continuing legal education credit events discussing claim handling practices, standards, and procedures. She’s published 12 articles in national insurance journals. Her first book, The Art of Adjusting: Writing Down the Unwritten Rules of Claims Handling, was released in July 2021.
Preston is a founder and the Executive Director of “the Institute of WorkComp Professionals,” which trains and certifies insurance agents in workers’ compensation insurance. He is well known to the industry, speaking nationally for numerous insurance associations and authoring articles that have appeared in multiple trade publications. You may also know him through his weekly email, Presentation Skills Wisdom Letter.
Preston received his Bachelors Science degree from the University of California, Berkeley. He also taught insurance at a California Community College and chaired a week long insurance agency management school for 6 years.
With over 50 years experience in the industry he has a wealth of knowledge and expertise.
But don't take our word for it!
Where do you stack up?
These exams were designed to help you pinpoint areas of interest for possible training opportunities.
This skills test focuses on workers' compensation topics, including;
This skills test focuses on personal lines topics, including;
This skills test focuses on commercial property topics, including;
This skills test focuses on commercial general liability topics, including;
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