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The CGL's Other Coverages

The CGL's Other Coverages

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Quick Overview

There's more to the CGL than BI & PD. This session will focus on Coverage C (Medical Payments) and the oft forgotten Coverage B (Personal and Advertising Injury).


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Duration 1 hour
Location Online Webinar
Formats On-Demand
Instructor Patrick WraightPatrick Wraight

Personal and Advertising Injury is included as a part of the CGL policy, but do we understand what this coverage does for us? Most of us don't even think about it when we think about the CGL. Underwriters don't tend to ask questions about P&AI exposures for most insureds. Yet, for many insureds, this can be a significant exposure, especially in a digital age. An understanding of this coverage is important in advising customers about their exposures, how it protects them, or how it may leave them unprotected.

Medical Payments coverage seems to be almost thrown in on a policy. Yet, we have to understand how this coverage works if we are going to properly help our customers. What triggers this coverage? Why is it even there?

In this webinar, you will learn:

  • When coverage applies according to Coverage B – Personal and Advertising Injury.
  • When coverage applies according to Coverage C – Medical Payments.
  • How certain endorsements amend Coverages B or C.
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