This one-hour course provides a clear, beginner-friendly introduction to the essential concepts behind workers' compensation — a system that protects employees who get hurt or sick on the job, while also helping employers meet legal responsibilities. You'll learn why workers' compensation exists, how it fits into the broader insurance industry, and the basic roles of employers, employees, and insurance carriers. We’ll break down key terms, explore what makes an injury "work-related," and highlight details within a workers’ compensation policy. By the end of this session, you’ll have a solid foundation that prepares you for deeper learning in the insurance field.

After this session, you should be able to:

• Describe the purpose and basic structure of workers’ compensation policies.
• Define common workers’ compensation terms and concepts.
• Explain the purpose of the Employers Liability section of a workers’ compensation policy.