"We will pay those sums that the insured becomes legally obligated to pay as damages because of 'bodily injury' or 'property damage' to which this insurance applies." So begins Coverage Part A of the commercial general liability policy. But how does one become legally liable?

Legal liability is liability imposed by law on the person or entity responsible for the financial injury or damage suffered by another party or individual and can arise from intentional acts, unintentional acts or contracts (express or implied). This session:

• Discusses the various types of "Torts"
• Details the concept of "Negligence"
• Breaks down causation and ultimate liability

Only attend this session if you are interested in what makes your insureds negligent and ultimately legally liable for their actions or if you want to understand how your insured can be negligent without being liable and how they can be legally liable without being negligent (weird, ain't it).