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Many Vehicles, Many Uses

Many Vehicles, Many Uses

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Quick Overview

In this webinar, Joe Harrington will update us on emerging exposure for the variety of vehicles used by individuals (autos, motorcycles, electric scooters, and more).

Not only is the number and variety of vehicles increasing, but the ways that people use them as well, including ride-sharing, networked deliveries, and "last mile" transit.

Among other things, standard homeowners coverage for us of "non-owned" vehicles (other than autos) may need to be reconsidered.


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Duration 1 hour
Location Online Webinar
Formats On-Demand
Instructor Joe HarringtonJoe Harrington

For nearly a century, American communities have been designed for two types of transit: registered motor vehicles and pedestrians.

Today, that pattern has to be modified to accommodate new trends in transportation:

  • A growing number of bicycles in business districts as more and more Americans commute to work by bicycle
  • The growing use of electric scooters and other small conveyances on roads and sidewalks
  • The use of unregistered "off-road" vehicles on public roads

Insurers as well as municipalities need to respond to the new dynamics of "micro-mobility," and insurance trade representatives are engaged with state and local lawmakers to come up with ways to keep commuters, residents, and property safe from harm.

This webinar will explore how trends in urban transit affect exposure under standard auto and homeowners forms, how liability for damage and injury can be allocated among owners, users, and lessors of small vehicles.

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