Joe Harrington
Joseph S. Harrington, CPCU, ARP, is an independent business researcher and writer specializing in property/casualty coverages and operations. He has published articles in numerous insurance publications and delivered numerous presentations for insurance groups.
For more than 21 years, Joe was communications director for the American Association of Insurance Services (AAIS). He has been active with The Institutes and the CPCU Society, and continues to serve on the Society's publications committee. Joe can be reached at josephsharrington@comcast.net.
Avoiding Underinsurance in Building Property Coverage
When you tell the insured that they have replacement cost coverage on their building, what do they think you mean? They think that means a brand new building in place of the old one if something happens. But is that really what it means? No. Join us as Joe Harrington helps us to understand property valuation, what replacement cost really means, and what can be done to make replacement cost mean what we think it means.
Risk and Insurance for Educational Institutions
As the costs and consequences of education escalate, educational institutions at all levels operate under intense scrutiny as they face a rapidly growing web of property and liability risks. At the most basic level, the COVID-19 pandemic gave at least temporary impetus to suits against schools for "failure to educate."
Join us as Joe Harrington brings this session, designed to bring the risk management issues to light within the education space.
Kidnap and Ransom Insurance in the Age of Cyber Extortion
It used to be that the exposure of kidnap and ransom was about providing coverage just in case the CEO, CFO, or their spouse were taken hostage by bad people. Today, the bad people are still taking hostages, but now it's more about taking your network hostage until you come up with 100 bitcoin.
Join us as Joe Harrington opens our eyes to the world of kidnap and ransom in an era of ransomware.
Inland Marine Insurance: Why it Stands Out
Inland marine insurance is a unique line of coverage in that it addresses disparate "classes" of risk, most of them quite different from each other.
This session will review the origins and evolution of inland marine coverage, then describe how it has become one of the most consistently profitable lines of insurance for producers and carriers willing to invest in the expertise required to effectively write coverage and implement loss control in the various classes.
Join us as Joe Harrington helps us to understand one of those lines of business that we deal with, but we don't always get it.
Calculating Debris Removal and Replacement Cost
In the best of times, determining replacement cost and necessary debris removal expenses is difficult. 2021 has not been the best of years when it comes to supply chain, labor, and other costs associated with rebuilding.
Join us as Joe Harrington helps us to navigate this topic.
Environmental and Pollution Risk and Insurance
Environmental risk continues to evolve. Insureds that didn't think they had a risk do and insureds that knew they had a risk didn't know the extent of their risk.
Join us as Joe Harrington takes a deep dive into the world of environmental and pollution risk.
Cyber Insurance as a Surety Product
Cyber insurance is the fastest growing line of P&C coverage, but at an estimated $5 billion, its annual premium volume is quite small for a risk that affects virtually all enterprises. This presentation will consider whether cyber insurance is best considered as a type of surety product, wherein the insurer is underwriting the capabilities and capacity of the account as much as external hazards. Join us as Joe Harrington brings his perspective on the use of cyber insurance as a surety product.
Urban Underwriting After 2020
The ripples of 2020 are still being felt in the insurance landscape. Join us as Joe Harrington guides us through the changes in underwriting philosophy that may be coming as a result of everything that happened in 2020.
Managing Risk in the North American Supply Chain
COVID-19, USMCA, and cross-border issues are creating new problems and possibilities for the North American supply chain. Join us as Joe Harrington helps us identify and understand the risk management issues arising from commerce between Canada, Mexico, and the US.
Liability for Flood Losses
There is a lot of focus today on increasing first-party coverage for flood damage to property. This seminar will describe the growing liability exposure facing property owners, public agencies, and their insurers for claims that they are responsible for creating or allowing conditions that damaged others' property.