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Commercial Property Master Class - Causes of Loss Forms, Exclusions

Commercial Property Master Class - Causes of Loss Forms, Exclusions

Quick Overview

One of the first questions that must be addressed in the event of a property loss is what caused the loss?

After the cause of loss is determined, the next question is whether that cause of loss is a covered cause of loss.

In this session, we will dive into commercial property causes of loss forms to discover the difference between a covered cause of loss and an excluded cause of loss and find ways to change them.


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Duration 1 hour
Location Online Webinar
Formats On-Demand
Instructor Patrick WraightPatrick Wraight

This session is also available as part of the 8-Part Commercial Property Master Class.

How's your commercial property expertise? If you're not the expert that you want to be, this series is designed to help you. Over eight sessions, we will walk through many commercial property concepts, including:

  • What's important about building construction?
  • Why do we care about what's going on in the building?
  • What property is covered on a commercial property policy?
  • What are the covered causes of loss?
  • What endorsements are available to modify the commercial property policy?

In this seventh session, we are leaving the Building and Personal Property Coverage form and looking at the different causes of loss forms that are available and some endorsements that are available to amend those covered causes of loss. When we are done, you will be able to:

  • Discuss the difference between the Basic, Broad, and Special Causes of Loss forms.
  • Explain who selected exclusions would apply in a loss situation.
  • Discuss select endorsements that amend coverage, including Flood Cause of Loss and Ordinance and Law coverage.

This master class is designed to let you jump in on any class. The classes build on each other but are separate enough that you don't have to attend them in any specific order or start with any specific one. Jump in at class number one, six, or any other. By the end, you'll have the full picture.

Once you've attended all of the sessions, you can sign up for and take our end of course assessment. Earn a passing grade and you'll be given your certificate as an Academy of Insurance Commercial Property Master.

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