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In this world of “consultative” and “relationship” selling, it’s easy to overlook one key fact: the difference between successful producers and failures is knowing the difference between merely building relationships and actually making the sale.
A breach can occur at any company, government agency (school), healthcare provider, law firm or insurance agents office. As a result, organizations that experience a breach have customers or patients from every walk of life.
Because you do not want to pay a claim for the actions of someone other than your insured, contractual risk transfer (CRT) is, or should be, at the front of every underwriter’s mind when analyzing contractor risks.
Statutes, common law, contracts and the human element all work together or in necessary conflict with each other to allow or push the workers' compensation machine to produce the result it was designed for - a safety net for workers injured on the job.
Directors and Officers Liability Insurance has become more complex than ever thanks to a new array coverages – as well as restrictive terms and conditions – that are available in today’s market.