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AUGUST 20: Industry Forecast for 2015 - Register now for this live webinar!

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Aug 27, 2014

Understanding "Coinsurance" on a Commercial Property and Business Income Form, Blanketing and the Margin Clause

“Coinsurance” in a commercial property or business income form is often misunderstood and misused.

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Sep 10, 2014

Insurance Fiduciary Duty and Trust Accounts

P&C insurance agents & brokers are mandated by state laws to receive transacted premiums in a fiduciary capacity, that is, not as owners but "trustees" or "custodians" of premium funds. Fiduciary relationship of independent agents and brokers with the owners of premium funds defines the essence of insurance fiduciary duty. Premiums and return premiums must be maintained in a "trust" bank account, separate from the agency business operating funds, and be disbursed only to their legal owners.

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Sep 17, 2014

Business Interruption for Mobile Businesses

ISO forms were first released in February 2014 and are slowly being adopted across the country. 

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Sep 24, 2014

Flirting with Disaster - Misunderstanding Employment Practices Liability Coverage

Employment Practice Liability is a highly demanded coverage. It is no longer considered an expensive luxury, but rather a necessity.

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Oct 1, 2014

Wage and Hour

Claims under "wage and hour" are the popular parting blows that dismissed employees are throwing at their prior employers.

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