Ladda Love Hawkins

Ladda Love Hawkins is a Risk & Resilience Strategist, Marketing Mentor, and Programs President at the African American Women Trucking Association (AAWTA). As a former independent retail agency owner specializing exclusively in transportation risks, Ladda brings direct expertise in trucking insurance, cargo liability, risk transfer, and DOT compliance strategies. Today, through her firm My Own Lane Consultants and her upcoming podcast platform Mental Freight, she helps small fleets and owner-operators identify hidden exposures, close coverage gaps, and build operational safeguards that protect both their balance sheets and mental bandwidth.
In her leadership role at AAWTA, Ladda drives nationwide initiatives that support minority and women-owned carriers — providing education on loss prevention, FMCSA compliance, and financial protections that turn traditional vulnerabilities into competitive advantages. Known for her candid, action-focused approach, Ladda equips trucking businesses to navigate everything from cargo claims and audit risks to the silent pressures that lead to burnout and costly mistakes. Whether addressing underwriting teams, speaking at transportation safety summits, or training owner operators, she ensures audiences leave with clear strategies to keep cash, cargo, and calm intact.
She may best be reached via email at info@myownlaneconsultants.com.
Trucking Risks - Why and How to Pre-Underwrite a Submission
You might think that trucking insurance is just like any other commercial auto risk, but it is very different. It takes a level of familiarity and expertise to best write these risks. Join us as we bring together two experts in this field, Precious Norman-Walton, and Ladda Hawkins. They will bring us a fast hour all about trucking and how to win this business by using data that anyone can access.