Patrick Wraight
Patrick is the Director of Education at Insurance Journal’s Academy of Insurance, bringing together his deep industry know-how and love for teaching. He began his insurance career as a commercial underwriter for an MGA, focusing on niche markets like fire departments, ambulance companies, and home medical equipment dealers. It didn't take long for him to discover his knack for educating others, and soon he was designing and rolling out a new underwriter training program. He then became a trainer at one of Florida’s largest property insurers, training underwriters, agents, and claims professionals.
Patrick has written numerous articles for Insurance Journal and My New Markets and is the co-author of Risk-Proof Your Business - The Complete Guide to Smart Insurance Choices. He speaks to audiences online and in-person all over the United States, including insurance professionals, the insurance curious, commercial lending professionals, and insurance executives from other countries. He is a collector of industry designations, including CPCU, ITP, CIC, and CRM, highlighting his dedication to lifelong learning.
When he's not immersed in the world of insurance, Patrick loves hitting the road with his bride, spending time with his family, and helping his adult sons navigate the rollercoaster ride of adulthood.
The CGL Pollution Exclusion: What's Really Excluded and Endorsements to Avoid
The pollution exclusion on the ISO CGL coverage form is complicated. Pollution is excluded, except when it isn't and sometimes when you think it might be, it might not be excluded. Then again, there are endorsements available that can clear it all up, like the total pollution exclusion, and others. Join us as Academy Director of Education, Patrick Wraight brings his take on this complicated exclusion.
No One Said it Would be Easy. Navigating the Current Hard Market
What should agencies do given the current condition of the insurance market? Hard markets are a fact of the insurance world and we are in one now.
Join us as Patrick Wraight, Academy Director of Education, hosts a panel of experts to discuss the current hard market, what's really going on, and how agents can navigate the difficulties they are seeing in the marketplace.
NOTE: We are currently offering this class free as a service to the insurance industry. Please don't miss this limited offer.
A Few of Our Favorite Endorsements - CGL Edition
Casey Roberts and Academy Director Patrick Wraight get together again to discuss some of their most (and least) favorite endorsements for the ISO CGL policy. Join us as they discuss the reasons certain risks need these endorsements and why they might try and avoid some of them.
Paying the Bills After the Storm
What's harder on a business? The roof blows off (or burns off) or the lost income for the three months it takes to replace it?
Cash is the life of a business and when there's a property loss, the business often can't operate properly to generate income. That's where Business Income coverage comes in. Join us as Patrick Wraight brings us a session on the basics of Business Income coverage.
5 Reasons "Your Work" Isn't Covered
The exclusions on the CGL coverage form can be confusing, especially when you consider that sometimes it looks like there are exclusions for things that should be covered. Join us as Academy Director Patrick Wraight makes sense out of several exclusions that apply to the work that your clients are doing and the products that they are selling.
The Sinking Florida Property Insurance Market: A Panel Discussion
Patrick Wraight, Academy Director, is bringing together four experts to discuss Florida, what happened in property insurance in 2022, what might happen in 23, and what it may mean for the rest of the country.
CGL Master Class - The 7 Part Series
Our CGL Master Class is a seven-part class that takes participants through the details of liability exposures and the CGL policy. Each class is designed to build on the others, giving you a full understanding of the CGL policy.
This class is designed for those who want to know more about commercial general liability and are willing to take some time to learn about it.
Join us as Patrick Wraight, Academy Director of Education, brings his insurance experience to bear to help you become more confident in understanding and applying the CGL policy.
Commercial Property Master Class - The 8 Part Series
Our Commercial Property Master Class is an eight-part class that takes participants through the details of property underwriting and commercial property policies. Each class is designed to build on the others, giving you a full understanding of the Commercial Property policy.
This class is designed for those who want to know more about commercial property and are willing to take some time to learn about it.
Join us as Patrick Wraight, Academy Director of Education, brings his insurance experience to bear to help you become more confident in understanding and applying the commercial property policy.
2022 ISO Homeowners' Program Updates
It's been over a decade since the last revision of the ISO Homeowners' program. Join us as Academy Director, Patrick Wraight brings us the details of this update.
Ways to Finance Risk
In this fourth session of our Risk Management Basics series, we discuss how an organization can finance the risks that they take on. This step in the Risk Management Cycle is critical because an organization that has decided to take on certain risks must understand the risk brings a potential financial consequence. Those financial consequences must be planned for and funded. Join us as Patrick discussed risk financing.