Insurance Journal's Academy of Insurance

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Commercial General Liability

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Understanding the True Breadth of the CGL's Pollution Exclusion

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The absolute pollution exclusion is likely the most misapplied exclusion within the commercial general liability (CGL) policy. Learn the true breadth of the CGL's exclusion in this class.

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Who is an Insured in the CGL and Business Auto Policy?

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Understanding the four levels of "insured" status and each one's relationship to the coverage provided allows improved preparation and planning in the initial design and implementation of the insurance program.

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Coverage Triggers: Occurrence vs. Claims Made Liability Coverage

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Liability protection can be provided by either an "occurrence" trigger or a "claims made" trigger. Learn the coverage triggers for both "occurrence" and "claims made" forms.

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Items 41 to 43 of 43 total

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