Commercial Property & Casualty
Writing Habitational Bar, Restaurant and Tavern Risks
While the entire industry is subject to ups and downs in terms of pricing and losses, it seems that the habitational (apartments, townhomes, and condominiums) and bar, restaurant and tavern (BRT) classes of business are particularly volatile.
Commercial Umbrellas: What to Expect, What to Avoid and What to Request
Whether you have been an insurance agent for 10 days or 10 years, you can't afford to not offer your clients a Commercial Umbrella policy.
Business Interruption for Mobile Businesses
ISO forms were first released in February 2014 and are slowly being adopted across the country.
Coverage EVERY Insured Must Consider (and Have)
Agents and brokers are faced with the daunting task of identifying the insurance needs of their clients, finding the proper coverages while being mindful of the final cost of the products and policies they offer. It does little good to save a business 20% on their insurance program if exposures are overlooked and uncovered losses occur.
Insuring Condominium Property and Liability Exposures
Learn the key issues regarding the insuring of condominiums to avoid holes in either the association's or unit owner's coverage.
Named Insureds: Who Should Be, Who Can Be and Who Shouldn't Be
Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured?
Who is an Insured in the CGL and Business Auto Policy?
Understanding the four levels of "insured" status and each one's relationship to the coverage provided allows improved preparation and planning in the initial design and implementation of the insurance program.
Coverage Triggers: Occurrence vs. Claims Made Liability Coverage
Liability protection can be provided by either an "occurrence" trigger or a "claims made" trigger. Learn the coverage triggers for both "occurrence" and "claims made" forms.
The Truth About Liquor Liability
Any risk involved in the alcoholic beverage business has an exposure to a liquor liability loss.
5 Business Auto Policy Traps and Tricks
This webinar will identify five "traps", or coverage gaps, in the ISO Business Auto Coverage Form CA 00 01 and recommend "tricks" – optional endorsements and other actions – that can be used to avoid those "traps".