Commercial Property & Casualty
Deciphering Business Auto Symbols
You need to know who is an insured on the business auto policy. You also need to know which autos are covered. How do you figure it all out? Join us as Crystal Uebelher walks us through these issues to help us to handle tricky situations with the business auto policy.
Collapse Coverage on the Commercial Property Policy
Collapse coverage is complicated. When you take into account the evaluation of the policy language, and the different ways that courts have interpreted that language, you might be looking for help from a coverage attorney. Join us as Crystal Uebelher helps us to better understand and apply collapse coverage as it exists today on the current ISO commercial property policy.
Hemp (not Cannabis) From an Agricultural Perspective
We have questions about hemp. Many of us aren't sure what makes this particular crop a growing concern. We want to know the real difference between hemp and cannabis. We are pretty sure that the 2018 Farm Bill legalized CBD across the country, but we have our doubts, too. And does it really make a difference how much THC is in the product? Join us as Casey Roberts helps us with these questions and more.
Certificates of Insurance Redux
Certificates of insurance are a perennial issue for insurance professionals. You never stop getting requests for certificates and each request has the potential to ask for something you haven't had to deal with yet.
Join us as Casey Roberts brings us his updated session on certificates of insurance.
Cannabis: Risks, Opportunities, and Trends
Join Dr. Brenda Wells, a recognized national expert in cannabis risk management, as she explains cannabis and its current legality across the United States. Learn about the various legal rulings that impact how insurance coverages treat cannabis and examine the risks and opportunities that cannabis presents for the risk management and insurance industry.
Duty to Defend vs. Duty to Indemnify
In many insurance policies, the contract tells us that the insurer has the "right and duty to defend..." but what does that really mean? Is that the same thing as the duty to indemnify? Which is more important or valuable, if either is? Join us as Joe Junfola helps us to understand how the duty to indemnify works with the duty to defend. He'll deal with issues of long-term exposures and continuous damage and he'll explain the "four corners" test.
Business Continuity and Extra Expense
If the pandemic of 2020 taught us anything, it's that business interruptions happen. Today's environment is proof of how critical it is for businesses to plan to stay in business in the event they cannot operate due to a covered or non-covered event. Join us as Richard Faber helps us to understand the issues involved with business interruptions and how business income and extra expense coverage might apply in these cases.
COVID-19's Lasting Legacy: A Review of Court Decisions and Trends
It's true that the COVID-19 pandemic created situations that many couldn't see coming. The flurry of business income claims and lawsuits are creating a stir in the legal landscape of our country. Join us as Crystal Uebelher helps us to understand some of the impacts of these suits and helps us look into the future to discover where we go from here.
2020 ISO Commercial Auto Changes
Change happens more often than we are comfortable with. It also seems to come along just when we get used to a particular policy form. Well, in 2020 ISO released updates to the Commercial Auto program. Join us as Academy Director Patrick Wraight walks us through the changes and helps us answer the question: what's with these changes and how can I help my clients understand them?
Fire Legal Liability vs. Legal Liability Coverage Form
Understanding the differences between these two coverage topics is very important to your client, especially if they end up having a loss that would be covered under one yet excluded under the other. We'll make certain that we understand what is "legal liability" and how it could apply given both of these coverages.
Join us as Casey Roberts helps us to understand the differences between these two coverage topics so that you can help your clients make informed choices.