Personal Lines
Home-Based Businesses in the Era of AirBNB and VRBO
For many insurance professionals, "sharing economy" means a new set of coverage challenges applicable to traditional policy forms.
The Essential Personal Lines Training Package
Insured Status in a Personal Auto Policy
The Personal Auto Policy (PAP) contains four coverage parts and can extend protection to three "levels" of insureds. As you move down levels, the breadth of coverage decreases.
The Personal Auto Policy: Who and What is Eligible for Coverage?
Who is eligible for a personal auto policy and what vehicle types are eligible for coverage?
5 Most Misunderstood Homeowners Coverage Concepts
Five short webinars that go over Homeowners hot topics: Eligibility, Various Forms, Insured Status, Special Limits and "Guaranteeing" Replacement Cost Protection in the Homeowners Policy.
"Guaranteeing" Replacement Cost Protection in the Homeowners Policy
Two endorsements are available to "guarantee" replacement cost protection to the insured following a loss.
"Special Limits" of Coverage in the Homeowners Policy: An E&O Trap
The Homeowners Policy lists specific types of personal property and places a specific limit of coverage of such property – usually low compared to the actual exposure the insured has.