Personal Lines
Rental Car Insurance Horror Stories
There are close to two million rental cars in the U.S. People rent these cars, seldom with a thought about insurance coverages. Coverage questions about rental cars have to rank in the "top 10" questions customers ask. Probably the top question is whether to spend around $30 a day for the loss damage waiver, which you will see is not a "rip off" and can save customers a lot of money and problems after a rental car is damaged. Join us as David Thompson helps us with these questions and more.
Coronavirus and Other Diseases Part 2: D&O, Business Auto, Personal Lines and Updates
Your response to our first COVID-19 and insurance session was so overwhelming that we decided that we needed to give you more. Join us as we answer your questions from last time, continue to shed light on the coverages that may be available (but probably not) and what certain insureds and states are working on to extend coverage.
Personal Lines Coverage Gaps Created by Motorized Vehicles
Join insurance speaker and author, Bill Wilson as he helps us to identify (and hopefully fix) certain coveage gaps that can be created in personal lines policies.
Many Vehicles, Many Uses
In this webinar, Joe Harrington will update us on emerging exposure for the variety of vehicles used by individuals (autos, motorcycles, electric scooters, and more).
Not only is the number and variety of vehicles increasing, but the ways that people use them as well, including ride-sharing, networked deliveries, and "last mile" transit.
Among other things, standard homeowners coverage for us of "non-owned" vehicles (other than autos) may need to be reconsidered.
The Sharing Economy
It seems that everyone is sharing everything today: cars, houses, pools, docks, and even toothbrushes! This class looks at subjects such as Uber/Lyft, Turo, Airbnb, Swimply, and more. We promise not to have you share your cell phone or toothbrush with the class! This class helps agents identify exposures and where possible, provide insurance solutions.
Comparing the ISO Personal Auto Policy 2005-2018
ISO chose not to file a new Personal Auto Policy for 13 years. Now that they have, it is important to know and apply the important and potentially significant changes that they made. Join us as Casey Roberts helps us to dig into these changes so that we can better serve our customers.
Your Side Gig: the Insurance You Didn't Know You Need (or Had!)
We all know people who have a side gig. More people today are trying to make money without giving up their day job. Join us as Kevin Amrhein takes us into the intersection of our customers' side gigs and their insurance policies. He'll be looking for gaps that are created by a side gig.
2018 ISO Personal Auto Changes
What is 14 pages long instead of 13, is responsible for some 48 new forms and endorsements; including a new declarations page, 8 new endorsements, 31 revised endorsements and 5 withdrawn endorsements?
Why, the new PAP effective September 2018!
Attend our very fast paced one (1) hour webinar where you will hear about the highlights of the significant (and some not so significant) changes coming to a PAP near you! Some of the changes we will discuss include: Newly Acquired Auto changes, new definition added for Transportation Network Platform, and revised exclusions applying to racing & public livery conveyances.
A New Era for U.S. Flood Insurance
We have been told all of our insurance careers that flood is an uninsurable exposure and that it is best left to the NFIP for coverage. The truth is that the private market is writing more flood coverage than ever and doing so well. Join us as we discover what the private market is doing to address this growing market segment.
Insurance and Pets: Expanding exposure, expanding coverage
Years ago, household pets were just animals. In general, they could be disposed of or replaced with little more thought than you would give to a cow or goat. If a pet took ill, its owner would often "put it down" (euthanize it). If you accidentally killed or injured someone else's pet, you would be liable only for the cost of buying another.
Join us as we examine how peoples' feelings toward their pets has evolved over the years and how our insurance policies are being asked to react as well.