Insurance Journal's Academy of Insurance

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Personal Lines

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5 Most Misunderstood Homeowners Coverage Concepts

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Five short webinars that go over Homeowners hot topics: Eligibility, Various Forms, Insured Status, Special Limits and "Guaranteeing" Replacement Cost Protection in the Homeowners Policy.

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Comparing the Various Homeowners Forms

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How does the HO-2 Broad Form differ from the HO-3 Special Form? How does the HO-3 differ from the HO-5 Comprehensive Form? And how to all the forms differ from the HO-8 Modified Coverage Form?

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Personal Umbrella Policies

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Personal Umbrella insurance policies provide protection in the event of the proverbial "rainy day."

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Who is an "Insured" in Personal Lines Forms

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Knowing who is and is not an "insured" will lead to a better program by allowing any unintended gaps in insured status to be exposed and corrected before loss occurs.

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