Insurance Journal's Academy of Insurance

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Personal Lines

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Items 41 to 47 of 47 total

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Insured Status in the Homeowners Policy: Who IS an "Insured" and Who can be Added

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There are four "levels" of "insured" status in the Homeowners Policy, and the breadth of protection narrows as an individual moves from one level to another.

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Who or What is Eligible for a Homeowners Policy

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Just who or what does qualify for one of the six Homeowners coverage forms? The main key is occupancy, the other key is what is being occupied.

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Comparing the Various Homeowners Forms

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How does the HO-2 Broad Form differ from the HO-3 Special Form? How does the HO-3 differ from the HO-5 Comprehensive Form? And how to all the forms differ from the HO-8 Modified Coverage Form?

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Gaps in Home and Auto Coverage

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Learn how to properly write Homeowners and Auto Policies for your clients to ensure that there are no gaps in coverage.

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Preparing Your Clients for Vacation

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Learn what things your clients should know so their vacation does not become a nightmare.

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Personal Umbrella Policies

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Personal Umbrella insurance policies provide protection in the event of the proverbial "rainy day."

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Who is an "Insured" in Personal Lines Forms

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Knowing who is and is not an "insured" will lead to a better program by allowing any unintended gaps in insured status to be exposed and corrected before loss occurs.

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Items 41 to 47 of 47 total

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