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Workers' Compensation

Whether you're a Workers' Compensation expert, or you're just beginning to break into it, our Workers' Compensation library will help you build the knowledge that you need to serve your clients. We have classes from basic to expert level that will help you to understand how we got to the Workers' Compensation system that we have today. You'll learn what's in the policy and how each state acts at least a little differently than the other states. Here's what you'll learn.

  • What does the workers' compensation policy look like?
  • How do you prepare a client for a workers' comp audit?
  • What's the course and scope rule?
  • Why do we have a workers' comp system?

Workers' Compensation

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Create Sales Opportunity Using 6 Common Work Comp Errors

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Workers compensation policies are often the most expensive insurance product an employer may buy. This dynamic insurance product continues to cause employer and insurance agent challenges at every turn. While simple in appearance these policies are often inaccurate in detail. 

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How to Properly Review the Work Comp Premium Audit- And Use it to Your Advantage

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Premium audits are one of the most misunderstood parts of the Workers Compensation insurance cycle.

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Helping Mid-Sized Companies Manage their WC Program

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If you are an agent working with mid-sized insurance clients, effectively managing the workers' compensation program can help you stand out. 

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5 Key Work Comp Audit Facts

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When preparing for or reviewing an audit, there are five KEY workers' compensation audit facts or issues every insurance professional must know.

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Work Comp Claims are a Business Decision

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If your clients are not involved in the claims decision making process, their business may be at risk. 

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Proper Carrier Selection for Work Comp Protection

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Price is a factor in Carrier selection.  However, there are many other criteria that must be assessed or you and your clients will not get desired outcomes.

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Do You Know How to Coordinate FMLA, COBRA, Work Comp and Group Health Benefits?

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Work Comp, Group Health, FMLA, and COBRA must be effectively coordinated, or employers will face significant risks of denied claims, fines, and litigation.

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Practical Workers' Comp: What you need to know (4-part series)

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Statutes, common law, contracts and the human element all work together or in necessary conflict with each other to allow or push the workers' compensation machine to produce the result it was designed for - a safety net for workers injured on the job.

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Preparing Your Clients for the Workers' Compensation Premium Audit

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January 1 is the single biggest day for renewing workers' compensation policies. The premium audit follows right behind. Experience shows that more than 75 percent of premium audits are incorrect, most to the detriment of your clients.

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Is the Work Comp Experience Mod Becoming Obsolete?

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Changes in technology and data analytics has significantly impacted how insurance companies underwrite and price workers' compensation policies.  As a result, the experience modification factor does not have the same level of influence on pricing.

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