Traveling employees create a MAJOR problem if not property addressed up front. Workers’ compensation is a state-based system; this means that every state applies its own rules, requirements and guidelines. When employees leave one state to work temporarily in another state, a major workers’ compensation problem can be created. Specifically: “Which state’s workers’ compensation law applies?” To properly build a worker's compensation program requires knowing where employees work. In this session, Christopher Boggs helps us to examine these issues to better serve clients' needs.

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"My shop is too small for anyone to hack us." 

That sentence sentence should be enshrined in a list of phrases that should never be uttered, like "What could possibly go wrong?"

This session is all about dispelling the myth that small businesses are safe from hackers, cybercriminals, and digital destruction. Join us as Kevin Amrhein helps us to understand that any business can be digitally attacked and therefore needs cyber coverages.

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If you combine the complexity of contractual risk transfer with turnover in our industry, you come away knowing that this topic never grows old. Join us as Bill Wilson brings a new session designed to help us to understand the issues surrounding this topic and guide us through ways to mitigate problems before they arise.

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Imagine a world where an insurance company contacts you to let you know that an event happened and you qualify for a payment on your policy, even if you didn't sustain direct damage. That's the world of parametric insurance and that's the topic that Joe Harrington is going to help us with in this session.

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Have you ever thought about the insurance needs of the smallest of businesses? Think about the mall kiosks, or the artisan baker who doesn't have a shop, but is at every festiable within 50 miles of you. They need insurance. This two-part class will focus in on those small businesses and how the ISO Business Owners Program might meet their needs. Join us as Patrick Wraight and Casey Roberts help us serve this market segment.

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Self-driving cars are on the roads today in varying degrees, including vehicles that are not designed to have any human pilot on board. These vehicles are working in cities around the country, potentially in a city new you. Join us as Brenda Wells brings her take on this expanding and evolving risk.

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Ethics is a complex topic on a good day. When you add the specter of AI to the conversation, the complexity ramps up markedly. Join us as we bring together a team of experienced claims adjusters who are going to examine the ethical implications of AI in the claims handling process.

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If a building catches fire, the cost to repair or replace the building is relatively simple to calculate and you will know quickly whether or not the building has sufficient limit on the policy. The bigger question will be how long will it take to repair and how much money will the insured need from their Business Income policy to make up the difference while the building is being repaired. That's based on how long it'll take to repair, or in the words of the policy, the Period of Restoration. Join us as Christopher Boggs brings us up to date on the concept of the Period of Restoration and how we need to understand it for the good of our clients.

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Satellite growth is accelerating, from about 10,000 in orbit today toward a projected 60,000, driving new collision and disruption risk. Join Dr. Brenda Wells to examine orbital pollution through an insurance and risk lens, and what mitigation steps can reduce exposure.

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